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Rockingham Insurance Blog: auto

View the latest blog posts from Rockingham Insurance.

5 Tips when Purchasing Car Insurance Don’t Take the Lowest Liability Limits 1.       Purchasing lower liability limits may seem cost effective, but in the long run it can be costly. READ MORE >>

Automobile Winter Survival Kit As winter weather approaches, so does the increase in accident rates pertaining to weather related events.  Some winter storms, can leave drivers stranded on the roadside for hours if not days.  During the winter, it is recommended that you keep certain items in your car in case you and your family are stranded due to bad weather. READ MORE >>

What are the North Carolina Requirements for Car Insurance (2015)? North Carolina law requires every driver to have liability, uninsured motorist, and in some cases, underinsured motorist insurance.   North Carolina law states specific minimum limits for each coverage.  READ MORE >>

Comprehensive and collision coverage – what is the difference?   A typical auto insurance policy includes three primary types of coverage.  These are liability, comprehensive (sometimes referred to as “other than collision”) and collision. READ MORE >>

What are split limits vs. combined single limits (CSL)?   All automobile policies include liability coverage for bodily injury and property damage.  The liability limits that you choose on your policy can be written as either split limits or combined single limits. READ MORE >>

The Dangers of Driving at Night   Most of us think we drive as well at night as we do during the day.  Maybe so, but consider this.  According to the National Safety Commission, even though nighttime driving accounts for only 23% of the miles traveled, more than 50% of vehicle fatalities occur between the hours of 6pm and 6am. READ MORE >>

Why should I purchase more than the state required minimum limits of liability coverage?   Most states require car owners to carry auto insurance, and most have a required minimum limit of liability insurance that drivers must purchase. READ MORE >>

Auto Maintenance – why it is so important! An automobile that is well-maintained will be safer to drive than a neglected one. Keeping your car is good running condition could help you to avoid accidents, thus keeping you from having to file claims on your insurance policy. READ MORE >>

7 Ways to Save on Auto Insurance!   1.)    Take an annual policy rather than a 6 month policy.  This locks you into a rate for one year, which means the company cannot increase your premium until your full year policy has ran its course verses your rates changing every 6 months. READ MORE >>

Auto Insurance Overview: The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. READ MORE >>

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