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5 Tips when Purchasing Car Insurance Don’t Take the Lowest Liability Limits 1.       Purchasing lower liability limits may seem cost effective, but in the long run it can be costly. READ MORE >>

Why is Insurance for Teenage Drivers so Expensive?   In the United States, 3,214 teens were killed in car accidents in 2009.  Even though teenage drivers only account for about 14% of the drivers on the road, they are responsible for almost 30% of all automobile-related injuries. READ MORE >>

What is an “insurance score”?   An insurance score is a score calculated from information on your credit report. Insurance companies have found that credit information is very useful in predicting the likelihood of future accidents or insurance claims. READ MORE >>

Why should I purchase more than the state required minimum limits of liability coverage?   Most states require car owners to carry auto insurance, and most have a required minimum limit of liability insurance that drivers must purchase. READ MORE >>

When Do I Need to Purchase Workers Compensation Insurance?   Many business owners often ask this question to make sure they are compiling with the North Carolina Workers Compensation Statues.  If your business is a sole proprietorship, partnership or LLC in North Carolina, you ar... READ MORE >>

7 Ways to Save on Auto Insurance!   1.)    Take an annual policy rather than a 6 month policy.  This locks you into a rate for one year, which means the company cannot increase your premium until your full year policy has ran its course verses your rates changing every 6 months. READ MORE >>

Auto Insurance Overview: The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. READ MORE >>

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