We are your source for finding the right coverage to fit your unique insurance needs
Find quick, accurate, affordable rates on home insurance
Discover how easy it is to find the insurance option for your business

Will my insurance premiums go up if I marry someone with a bad driving record?


Marriage vows are “for better or for worse”.  Well, sometimes the “worse” involves marrying someone with a bad driving record.  When you get married, you will need to add your spouse to your insurance policy.  Since insurance companies base the premiums in part on the driving records of all listed drivers, chances are that when you say “I do”, it will affect your premium.  If this happens to you, and you feel that your premium is too high, you may want to consider a couple of options.


Check with your company to make sure that you are getting any discounts that are available to you such as low mileage, package discounts, etc.  Consider “bundling” policies to take advantage of any savings they offer.


Consider raising your deductibles.  This will lower your premium while allowing you to keep adequate coverage on your vehicles.


If you own an older car with a low resale value, consider dropping the comprehensive and/or collision coverage.  Many times, the cost of the insurance outweighs the actual value of the car.


Consider a “named insured” exclusion.  If your spouse’s driving record is bad enough, you may want to consider putting them and their vehicle on a separate policy.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

View Mobile Version
Stay up to date on the latest news
Useful Links   Tweets   Contact Us
Get a Quote
Customer Service
Make a Payment
Refer a Friend
202 N Van Buren Rd, Suite C, Eden, NC 27288
Phone: 336-627-7037
Email Us
Powered by Insurance Website Builder